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I see where your coming from Oz, I am also speaking from an American point of view, it seems the English have better money management than America. So putting money into that in England might make more sense than doing it here as it will go down the toilet.
As for America, I would rather anytime the US had a little bit of extra money it would either use it to bring us out of debt or set it aside and gain interest on it until it was needed.
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